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The traditional retail bank branch is experiencing a sharp decline in its presence. Driven by the rise of online and mobile banking, customers are increasingly relying to virtual channels for their financial needs. This shift has caused to a decrease in branch openings, and many institutions are closing existing branches to streamline costs. Despi
Return on total assets (ROTA) is a crucial financial metric employed by investors and analysts to gauge the efficiency of a click here company in creating profits from its assets. It represents the percentage of net income earned relative to the total assets held by the company. A higher ROTA indicates that a company is optimally deploying its asse